9:41
Private banking
RM
Your relationship managerOne person who knows your goals, your family and your portfolio.
Calls when markets moveBefore you have to ask✓
Remembers every decisionAnd why you made it✓
Prepares your tax papersReady when you need them✓
Available toClients with significant assetsFew
‹
Your AI
What do I own, all in?
I don't have access to your bank, broker or wallet accounts. If you paste your statements, I can try to add them up.
Any AI today
€618,420
Trade Republic€61,200
Deutsche Bank€24,600
Qonto€41,000
Kraken€18,900
Hedera wallet€7,200
Apartment, Berlin€420,000 est.
Gold deposit€12,000
TokenForge€33,520
‹
VERUN ›
Mon 9:10
My September statements.
CSVqonto_sep.csvBank · 48 KB
CSVkraken_sep.csvExchange · 22 KB
CSVhedera_wallet_sep.csvWallet · 9 KB
Got all 3. Read 412 transactions.
Saved to memory: 186 bank transactions, 154 trades, 72 wallet transfers. 6 duplicates removed.
September in one line: cash +€4.3k, crypto flat, 2 wallet payments in.
What do I own, all in?
Checking memory
8 sources · 412 transactions · updated today
8 sources · 412 transactions · updated today
Your portfolio
€618,420
+3.1% this month
Real estate68%
Stocks & ETFs14%
Cash7%
Tokenized5%
Crypto4%
Gold2%
Usable as collateral €517,800
Wed 14:20
Heads-up: your tech ETF is down 6.1% this week.
Still within your limit of −15%. No action needed.
Ok, hold.
Your Hedera wallet just received a payment.
Hedera wallet
+1,000 USDC
From0.0.4817293
Network fee$0.0001
Status✓ Confirmed in 3 s
Logged in your brain.
Tue 18:38
I want to put €25k aside. Low risk, two years.
Checked 1,240 products against your filters. 3 match:
- Tokenized money market fund, ~2.0%
- EU government bond ETF, ~2.6%
- Tokenized bond, TokenForge on Hedera, ~3.4%
Take TokenForge.
Handoff ready. Confirm in the TokenForge app with Face ID.
TokenForge · Face ID
Confirmed by TokenForge. €25,000 bond booked to your depot.
Saved to your brain.
+Text Message
↑
✓ VERUN installed, read-only
One prompt. Claude, ChatGPT, Copilot, Hermes.
Choose your plan
Free
€0
Basic statement overview.
Sole traders and freelancers
€19 / user / month
Your brain for private and business investments, in your AI.
Companies, family offices, funds
€29 / seat / month
Shared brain for limited companies, family offices and funds.
AI payments via x4022–5 bps
Agent log
> x402 endpoints on Hedera testnet… live since May 2026
> Algorand x402 Hackathon… 1st place
> Skills on Hermes, OpenClaw, NanoClaw… live
> Qonto via MCP… tested
> Stripe… integrated
> TokenForge connector… in testing
> Go-live… December 2026
What VERUN does
Knows and explainsPre-seed, now
RecommendsSeed, with licence
Acts for youSeries A: wallets, credit lines
Who sees your investments
Portfolio trackersCharts of what you enter, rarely wallets or tokensPartial
Broker assistantsOne broker, and they earn on what you buyOne slice
General AIAnswers anything, no access to your accountsNone
VERUNBanks, brokers, wallets, tokenized assets. Sells nothing.✓ All
Plugin stores are opening
Claude
ChatGPTCopilotMicrosoft1Assistants now suggest plugins for investment and tax questions.
2They stay out of regulated finance and need professional providers.
The market
Europe
€10T
of household savings sit in bank deposits, about 70% of all savings
270M
Europeans not invested today our estimate
14.1M
investors in Germany alone, +2M in one year
United States
42%
of US adults own no stock at all, up from 38% a year earlier
200M
people ask ChatGPT about money every month
European Commission 2025 · Deutsches Aktieninstitut 2026 · Gallup, Apr 2026 · OpenAI, May 2026
Revenue plan
€19 sole traders€29 companies, funds2–5 bps AI payments
ARR planEU US
$0.1M
Dec 26300 users$31M
2027258k users$74M
2028625k users$265M
20292.2M usersVERUN plan, launch December 2026
27 years combined in banking, payments and Web3
Rafael SchultzCo-founder · 2nd-time founder18 years banking, payments, Web3
Nils EngelnCo-founder9 years venture and Web3
Claude Community Meetup, Berlin
★
Featured pluginInvited to the plugin store
Integrations
Connects to∞
HederaLive
Deutsche BankStatements
ClaudeNext
StripeLive
CommerzbankStatements
RevolutStatements
Microsoft CopilotNext
QontoTesting
Trade RepublicStatements
ChatGPTNext
SparkasseStatements
HermesLive
KrakenStatements
TokenForgeTesting
INGStatements
GeminiNext
OpenClawLive
Scalable CapitalStatements
AirwallexNext
CoinbaseStatements
DKBStatements
WiseNext
NanoClawLive
BitpandaStatements
comdirectStatements
ConsorsbankStatements
Your bankStatements
HederaLive
Deutsche BankStatements
ClaudeNext
StripeLive
CommerzbankStatements
RevolutStatements
Microsoft CopilotNext
QontoTesting
Trade RepublicStatements
ChatGPTNext
SparkasseStatements
HermesLive
KrakenStatements
TokenForgeTesting
INGStatements
GeminiNext
OpenClawLive
Scalable CapitalStatements
AirwallexNext
CoinbaseStatements
DKBStatements
WiseNext
NanoClawLive
BitpandaStatements
comdirectStatements
ConsorsbankStatements
Your bankStatements
May 2026x402 endpoints live on Hedera testnet
Jun 20261st place, Algorand x402 Hackathon
Summer 2026Stripe integrated · Stripe Day Berlin
Aug 2026Live demo, Claude Community Berlin
Sep 2026Skills on Hermes, OpenClaw, NanoClaw · Qonto MCP
Oct 2026TokenForge connector in testing
Dec 2026Go-live
2027Plugins for Claude, ChatGPT, Copilot · banks via API
Raisetober
€2M pre-seed
€15M post-money valuation
€0€1M€2M
Lead VC
€0.5–1MLead blockchain
€0.5–1MInstrumentSAFE
Early investors30% discount
Angelsfrom €1,000
Timeline30 days, October 2026
Separate pool, not part of the round
€1M AI grantNon-dilutive